With no service fees during your studies, you can spend your
money on a trip to the cinema or lunch at
the local café.
Unlimited
transactions
Unlimited free Interac® transfers
No unexpected
fees
Access your account
anytime, anywhere, via My Profile on your cellphone or the web.
A student line of credit lets you focus on your studies
and reduces your financial stress.
Student line of credit and peace of mind regarding:
Tuition fees
Registration
fees
Survival expenses such as rent, clothing, groceries,
transportation, etc.
Expenses on essentials like your computer and books.
Unexpected expenses like car repairs
The amount of the student line of credit varies according to your studies and finances. In any case, don't worry: our lines of credit can easily adapt if your needs change.
You could get up to
$6,000
if you are enrolled in a college program of two years or less.
You could get up to
$9,000
if you are enrolled in a college program for three years.
You could get up to
$20,000
You could receive up to
$40,000
if you are enrolled in a university program.
You could receive up to
$80,000
if you're studying accounting (CPA), chiropractic, or podiatry.
You could receive up to
$100,000
if you study law, engineering, pharmacology, veterinary medicine, or actuarial science.
You could receive up to
$150,000
if you're studying optometry or pharmacy.
You could receive up to
$275,000
if you study medicine or dentistry.
Find fast answers to your most common questions:
A line of credit is pre-approved credit. What can get people into trouble is treating it the same as money in their pockets. A line of credit is offered based on your needs, financial situation and ability to repay. In addition, you pay only the interest on the amount actually borrowed. For more information on student lines of credit, please contact us.
UNI offers lines of credit to students based on their field of study. Consequently, you need to meet with an advisor to identify the best option for you.
A line of credit is like a cushion always there for you to land on; although you don't want to have to use it, it's there when you need it. Used wisely, it can also help you build your credit. This makes it the perfect solution for meeting all your financial needs so you can focus on your studies with peace of mind.
Setting up a budget is much less complicated than you might think, and the benefits are enormous. A budget helps you to achieve your financial goals, identify your priorities, reduce your indebtedness, enjoy greater financial security and worry less.
First of all, you need to set financial goals that are achievable and motivating. Next, it's important to list all income and expenses in detail to help you establish an effective, realistic budget. Lastly, you need to compare your income and expenses and identify any necessary adjustments so you can reach your objectives.
By creating a budget, you get a clear understanding
of your
expenses,
savings, and earnings.
Bonus: Two student budget simulations included. They show you an overview of the way you manage your finances while you study.
Don't hesitate! Here's what we have to offer:
With its practical features, the UNI debit card offers you a complete solution for all your financial transactions.
Whether you want to make transfers, pay your bills, manage your accounts, or view your bank statement, this platform gives you centralized access to all these functions.
50 scholarships of $1,000 are awarded each year to
post-secondary students - WOW!
You must complete the entry form available from January 15 to March 31 (only one entry is accepted).
March 31 -
deadline for entries
April -
scholarship draw
June - winners
announced
Mid-October -
payment of scholarships
Be a member of
UNI Financial Cooperation
Be enrolled
full-time in September in a post-secondary institution
accredited by the Government of Canada (student).
As a student, you have so much to look forward to: your first job, your first car, your first house—maybe even your first business!
All parents of young adults hope to see there children succeed in school.
Debt affects about 70% of students in New Brunswick, making it something of a rite of passage for young adults.
Start your studies with a clear vision and a solid financial plan.
Find your advisor