Cookie Policy - UNI Financial Cooperation

Cookie Policy

CAUTION: Your access to our websites is subject to legally binding terms and conditions. Please read the following policy and our privacy code carefully before proceeding, as accessing our websites is equivalent to your signature, and indicates that you accept and agree to be legally bound by such policy and code. If you do not agree with these terms and conditions, please leave our websites now.

This Cookie Policy applies to all websites associated with UNI and its affiliates (“our websites”).  The words “us,” “our” and “UNI” refer to Caisse populaire acadienne ltée and its subsidiaries. The words “you” and “your” refer to member(s) and client(s), as well as to any websites user.

Use

Our websites use cookies, identifiers and other technologies (“cookies”) so that we and our partners can remember you and understand how you use our websites. In doing so, we and our partners access your device, store information on it and process personal data related to your browsing of our content (including your IP address) in order to provide an optimal experience on our websites, improve their performance, obtain statistics and deliver targeted advertising, ensure a safer browsing experience, verify your data, store your settings and preferences, and analyze our performance.

Cookies enable us to personalize website content, create targeted advertising messages and emails, evaluate systems and marketing campaigns performance and improve the customer experience. We also share the information we collect with our partners, including social media or advertising and analytics partners, who may combine it with other information they have collected from your use of their services.

To learn more about how personal data is collected and processed through our websites, see our Privacy Code.

What is a cookie?  What is a web beacon?

Cookies are small files that a website places on your computer or mobile device when you visit a site or page. Thes cookies help our websites, or another website, recognize your device on a subsequent visit. The term cookie refers to any file that collects information during browsing.

UNI also uses web beacons. These are tiny images that we may place on our web pages or in our emails. They can be used, for example, to anonymously see how many times a web user has visited a page. Web beacons are invisible and may be found anywhere on our websites, including in the advertising messages. Unlike cookies, web beacons are not placed on your computer.

Why do we use cookies or beacons?

Cookies help us remember your preferences, analyze website and operation use, and recommend content we believe is appropriate for you.

Most cookies will not collect information that identifies you, but rather general information such as how users access and use a website. Cookies do not damage your computer or mobile device.  They make it easier to find your preferences, fill in certain fields, adapt the content of a website’s services and improve navigation and services based on your interests.

In short, cookies enable us to offer users a better experience during their visit. They make it easier for users to return to our websites or interact with our services without having to log in again.

Web beacons are used to deliver ads targeted to your interests. These technologies do not contain any personal or financial information that can identify you. They may, however, contain a unique identifier for retargeting purposes. When you click on one of these ads, we may also track it to determine the response rate of a campaign.

How to get rid of our cookies?

We will keep cookies only for as long as is necessary to achieve the relevant purposes set out in this policy, including marketing and statistical purposes.

Session cookies on your device are temporary cookies until you close your browser session. Many session cookies are essential to the proper functioning of our websites as they generally allow you to move around our websites and use the features.

Persistent cookies remain on your device after you close your browser or until you manually delete them (in the former case, cookie lifetime depends on the duration or “shelf life” of the specific cookie and your browser settings). Persistent cookies help us recognize you as an existing user of our websites. Persistent cookies also help us recognize you when you access one of our website resources from another website or application (such as an ad) and help us record information about your web browsing habits during the lifetime of the persistent cookie.

Generally speaking, we use first- and third-party cookies. The cookies we use are called “first-party cookies” and the cookies used by our partners and third-party service providers are called “third-party cookies”.

Do we allow third parties to set cookies?

Yes, we use so-called third-party cookies. We use or allow third parties to set cookies that fall into one of the categories described above. For example, we use third-party analytics tools to monitor traffic on our websites. We may also use third-party cookies to help us conduct market research, improve the functionality of our websites and ensure compliance with our policies.

UNI also works with third-party advertising companies, such as Facebook, that collect and use information about your visits to our websites in order to deliver ads that may be of interest to you. UNI does not share any information that allows advertisers to identify you.

How do I allow or block cookies?

Your browser can help you manage your cookie preferences. You can check your browser’s help menu. The choices you make in your browser may affect your Internet browsing experience and your access to certain services requiring the use of cookies.

You can configure your devices to allow all cookies, to notify you when a cookie is set or block all cookies.

Further information

If you have any questions or comments about this policy, please contact us at confidentiality@uni.ca

Last update: July 1st, 2023

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