Posted on Wednesday September 07, 2022

Our special products and services for college and university students

It’s exciting to head off to college or university. Not only is this a new chapter in your life, but also a step towards independence. But as exciting as it is, this new stage in your life brings new responsibilities—and financial stress.

A financial institution you can count on

Facing big expenses for the first time? Never had to budget before? The secret is to make good use of the financial resources available as you prepare for your future.

At UNI, we’re committed to your success, which is why our experts have developed products and services designed to support you throughout your time at school. Our goal is to make your life easier by providing everything you need in one place. Here’s a little guided tour!

Stress-free living with a no-fee account

Free services are a good way to save money. At UNI, opening a student account couldn’t be easier. Make an appointment online to start the process. Your no-fee account for postsecondary students comes with unlimited transactions—they’re always free. Plus you can use it to put savings aside.

Your debit card is the key to all these benefits. You can access your account on your phone or laptop anytime, anywhere, through AccèsD. AccèsD is a complete and very simple financial toolkit to manage your finances wherever you are! Plus, you can make unlimited free Interac e-Transfers.

Your budget is your new friend

To keep some control over your money, you’ll need a budget. Sound complicated? Don’t worry—it’s easier than it seems. You’ll also avoid unpleasant surprises and have less debt. By setting achievable financial goals, you’ll be motivated to meet them and be better off financially throughout your life. Your budget will soon be your new friend!

Our online tool  features an Excel file you can download to keep track of your expenses and income. The totals update automatically as you make changes. You can also plan your budget online with a UNI debit card and AccèsD account.

A credit card to help out

Budget a little tight but you have a pile of textbooks to pay for? No need to panic because your school loan or bursary hasn’t come in yet—your Cash Back Visa or Mastercard can help out in a crunch. This credit card has no annual fee and, as the name suggests, awards you cash back for up to 2% of your purchases. That means you may have a little cash left over after using it to treat yourself to something—like a show at the Avenir Centre in Moncton! Using a credit card wisely is also a good way to build your credit report.

Different student cards are available. To find out more, feel free to  contact us to discuss your needs with an advisor.

Line of credit to the rescue!

It’s not always easy to focus on your studies when you have financial concerns. Our student line of credit can make life easier and cut down on stress. It’s a way to make sure events don’t interfere with your education.

Having a student line of credit is a relief when unexpected expenses crop up at school. It also comes with several great features. For instance, you can pay it back at any time during your studies, in whole or in part, or up to 6 months after you graduate. It also has a lower interest rate than a credit card.

Interested in a scholarship?

Would you like to win one of the many $1,000 scholarships available from UNI? If you are studying at a postsecondary institution, considering a return to school or completing high school and intend to enrol in college or university, you could win! To enter, you must be a UNI member and complete the entry form on our site between February 12 and March 31. The draw takes place in April and the winners are announced in June.

Here are a few simple ways to help finance your studies. Remember—you don’t have to mortgage your future to achieve your dreams. We’re here every step of the way to help you in your career and your success.