What do you
want to do?


Buy or build a home

We’ve got your back every step of the way.

Get started


Whether you’re looking for a line of credit, a home equity loan or mortgage financing or refinancing, we’re here to help you pick the right solution.

Plan your renos

Renew your

Is your mortgage coming up for renewal? Take the lead and give us a call.

Renew your mortgage

Get the right tools
for the job

How do I calculate my budget?

Having a clear idea of your budget is essential to buying a home.

Crunch the numbers

How much can I afford to spend on a home?

We’re here to help you figure out what kind of home or neighbourhood fits with your budget.

Crunch the numbers

What extra costs are involved?

The expenses involved in buying a home are easy to overlook but can add up fast.

Crunch the numbers

Our mortgage

specialists make
it happen

We know your time is valuable. That’s why our specialists:

  1. Go and meet you at your convenience
  2. Take the time to listen
  3. Recommend solutions tailored to your situation

Special offer

Here are the special mortgage rates our experts can offer. Give us a call and we’ll have a look together!

5-year fixed rate


2-year fixed rate


Reduced variable rate


See all our mortgage rates

See all rates

*Some conditions apply.

Bring a preauthorization
when you visit.

Request a preauthorization online today to shop for your home with peace of mind and enjoy all the benefits.

  • No commitment
  • Rate guaranteed for 90 days
  • Clear idea of how much you can afford to spend
  • Proof you’ll be approved for financing when you make an offer

Other products you might like

It's not just mortgages, we have lots of other products that can
help you buy, build, renovate or protect your home.

Mortgage insurance

Rest easy knowing that your mortgage is taken care of if something happens.

Learn more

Home Buyers’ Plan (HBP)

Did you know that you can use your RRSPs as a down payment when buying your first home?

Learn more

Savings as a down payment

Use your savings to buy, build or renovate.

Learn more

More smart tips to help

you make it happen

What is the FHSA?

This new tax-free savings account is designed to help you buy your first home. See if you’re eligible.

Read the article

How to respond to rising interest rates

Worried about how rising interest rates will affect your mortgage? We’ve got solutions.

Read the article

Kitchen renovations: Where to start?

When you decide to renovate, it’s important to think things through and opt for quality. Here are a few tips to help you plan and budget for your kitchen renovation.

Read the article

Have questions?

There are a lot of steps and things to consider when buying a home.
We’re here to answer your questions and explain.

Both can work. It depends on a number of factors, including your borrowing power, financial goals and lifestyle. Our experts can help you weigh the options.

Your down payment can come from a number of sources, including your savings, a gift from a loved one, your RRSP (HBP) or an FHSA. We’ll help you find the winning formula.

In addition to mortgage payments, there are also municipal taxes, maintenance and other expenses to consider. Let a UNI expert help you figure out how much it will actually cost.

If you want to start house hunting, the first step is to figure out how much you can borrow. By getting preapproved for a mortgage, you’ll know which homes you can afford.

Need advice on buying, building or renovating a home?

Wherever you are in the process, our advisors can answer your questions and provide solid advice.

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service location

Find the service location
nearest you or contact us
for more information.

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Call us at 1 888 359-1357
or fill out our online
contact form.

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Make an


Our mortgage specialists are
here to listen and help you
buy, build or renovate.

Find a mortgage specialist