*Credential Asset Management Inc. and/or Credential Securities advisors and experts.
**Non-liability clause
Mutual funds are available through Credential Asset Management Inc. Mutual funds and other securities are available through Credential Securities, a division of Qtrade Credential Securities Inc. Credential Securities is a registered trademark of Aviso Wealth Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before making any investments. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. There is no guarantee that the fund will maintain its fixed net asset value per security or that your total investment in the fund will be returned to you. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.