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Building a future for a person with a disability

The RDSP allows you to build financial security for yourself or a loved one with a severe and prolonged disability.

To establish an RDSP, the beneficiary must:

  • Be eligible for the Disability Tax Credit based on the Canada Revenue Agency criteria
  • Have a social insurance number (SIN)
  • Be under 60 years of age
  • Reside in Canada at the time the plan is established

Eligible investments:

  • Guaranteed fixed-rate investments (GICs)
  • Market-linked guaranteed investments
  • Regular Savings Account – RDSP
  • Mutual Funds1

1. Mutual funds are offered through Credential Asset Management Inc.