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BUILDING A FUTURE FOR A PERSON WITH A DISABILITY

RDSP (Registered Disability Savings Plan)

The RDSP allows you to build financial security for yourself or a loved one with a severe and prolonged disability.

To establish an RDSP, the beneficiary must:

  • Be eligible for the Disability Tax Credit based on the Canada Revenue Agency criteria
  • Have a social insurance number (SIN)
  • Be under 60 years of age
  • Reside in Canada at the time the plan is established

Eligible investments:

  • Guaranteed fixed-rate investments (GICs)
  • Market-linked guaranteed investments
  • Regular Savings Account – RDSP
  • Mutual Funds1

For more details, see the RDSP brochure.


1. Mutual funds are offered through Credential Asset Management Inc. Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc.