Finance my project

If you were unable to save up for your project or did everything you could but still fell short, we have a wide range of products to help you make it happen.



Simple and worry-free

Hoping for a winter getaway or a relaxing soak in the new hot tub you’ve always dreamed of? Our personal loan is the perfect solution if you have specific plans and need stable rates and payments.

With the personal loan, you will get:

  • Equal payments until repayment of the loan
  • Payment options: weekly, biweekly or monthly
  • Ability to repay in full without penalty
  • Fixed or variable rate based on the amount and term of the loan granted
  • Terms from 1 to 5 years


Dealership loan

You've gone to all the dealerships and found your dream car? Whether you are looking to buy a car, boat, trailer or any other recreational or leisure vehicle, UNI offers direct financing at participating dealerships at the time of your purchase.

Finalize your financing in one step, in one place!


  • Quick and easy
  • Finalize your purchase and financing in one step, in one place
  • Competitive interest rate
  • Depending on the type of vehicle you purchase, choose a repayment term to suit your budget, from 6 months to 20 years

Ask your participating new or used car dealer about the UNI loan.



Flexibility to resell

Your neighbour is selling his ATV and you don’t want to miss out? Your dog needs emergency major surgery but you don’t have money right now to cover it?

Even if you have money set aside for a rainy day, everyone falls short at one time or another. The personal line of credit is the ideal solution to deal with the unexpected or to make last-minute plans happen.

  • Amount granted based on your financial situation and your ability to repay;
  • Allows financing to be obtained without having to submit another credit application;
  • Variable interest rate, determined by the amount authorized;
  • Great flexibility of the repayment method and frequency;
  • You do not have to justify its use as long as the authorized amount is respected.


Your home: the solution for financing your projects!

Whether you want to do a major reno, buy an RV or travel to India for a yoga class, the Versatile Line of Credit can help you make it happen.

The Versatile Line of Credit is a mortgage-secured line of credit that allows you to leverage up to 80% of the value of your home to finance your plans.


  • Save money by combining your car, personal or mortgage loans
  • Very competitive interest rates, lower than a traditional personal line of credit

Once the amount of the line of credit is established, you can use your funds when you need them, without having to reapply for authorization. Take control of your finances!

Learn more about the Versatile Line of Credit



For the things you didn't expect

You’re a meticulous planner, but it turns out your car needs new tires, your computer just died, or your friends are flying off to Mexico to elope and you have to be there to share this magical moment with them. Used responsibly, a credit card can be a lifesaver! We offer a range of cards to suit all needs. Here is what we suggest for big-ticket expenses.

Download the brochure