Focuses on companies committed to the environment

  • Responsible investment
  • Industry and geographic diversification
  • Capital 100% guaranteed at maturity
  • Minimum investment: $1,000

Who should get this investment?

This investment is right for you if you want to diversify your portfolio, invest in something you believe in and enjoy potentially higher returns[ 1 ].

This responsible investment lets you invest in high-performing companies that are committed to the environment. It's made up of organizations from various sectors, excluding tobacco, nuclear and weapons.

Portfolio composition

The 20 companies that make up the Priority Terra Guaranteed Investment are actively committed to reducing the environmental impact of their operations[ 3 ]. A 4-step analysis (PDF, 199KB) was done on each company.

Our guaranteed investment managers performed a financial analysis and our partner (PDF, 638KB) NEI Investments, performed an environmental analysis.

Company Profile
3I Group Plc

3i is an investment company focused on private equity and infrastructure. While most of its competitors are somewhat opaque about how they incorporate social and environmental risks into their analyses, 3I takes a more transparent and consistent approach.

Algonquin Power & Utilities Corporation

Algonquin Power & Utilities Corporation is a regulated renewable resources and public services conglomerate with assets in North America. The corporation acquires and operates green and clean energy assets, including hydroelectric, wind, thermal and solar installations.

Allianz SE

Allianz is a financial services provider offering insurance and asset management services whose responsible investment practices are recognized by its peers.

BCE Inc.

BCE is a telecommunications company that has done an excellent job of incorporating key industry sustainability factors into its operations and reporting on them. The company’s governance practices are above average, and its accounting and reporting practices are very good.

Burberry Group PLC

Burberry is a British fashion house specialized in creating luxury clothing and accessories for women, men and children. The company’s environmental objectives and targets include improving the environmental impacts of cotton and cashmere sourcing and leather production, eliminating phthalates to reduce the adverse effects of PVC and increasing the use of renewable energy. It also aims to reduce energy use, water consumption and carbon emissions.

Canadian Tire Corporation Limited

Canadian Tire is a Canadian company, founded in 1922. At first, it was a small business, while in 2011 it was Canada's busiest retailer with more than 1,000 stores and locations petrol. To reduce its environmental footprint, Canadian Tire has made it a priority to be more energy efficient, use fewer resources, produce less waste and reduce emissions in all its activities. For example, by offering more eco-friendly products to their customers or by developing sustainable practices to package and ship their items, this company is always seeking to innovate in the direction of sustainability.

Deutsche Post AG

Deutsche Post is a German transportation and logistics company. It has high health and safety standards, and one of the best greenhouse gas reduction programs in its industry.

First Solar Inc.

First Solar is a global leader in solar panel construction. Their position in the renewable energy market comes from extensive expertise and 15 years of experience developing, financing, engineering, building and operating many of the world’s largest sustainable solar energy plants.

Givaudan SA

Givaudan is a producer of fragrances and flavours that operates several environmental initiatives to reduce greenhouse gas emissions, water use and waste. The company also has a robust research and development program on foods made from plant protein. It also has a responsible procurement program that follows best industry practices.

Intel Corporation

Intel Corporation is an American multinational technology company. It is one of the world's largest and highest valued semiconductor chip makers based on revenue. The company has an environmental management system (EMS) in place. It covers all operations. The company's EMS is certified to the ISO 14001 standard for all its operations. It also has energy efficiency, water management and waste reduction programs in place. Furthermore, the company has an extensive GHG emission reduction program.

Kone OYJ

Kone OYJ, founded in 1910, is an international engineering and service company employing some 43,000 personnel worldwide. The firm is one of the largest manufacturers of elevators and escalators worldwide, and also provides maintenance services and modernization. It is estimated that more than 90% of the company’s activities have received ISO 14001. The company sets environmental objectives and targets. They include reducing its carbon footprint and energy consumption.

L’Oréal SA

L’Oréal is an international cosmetics company that is a leader in research and development on reducing chemicals in personal care products and replacing them with natural ingredients. L’Oréal also has a robust set of responsible procurement practices.

Microsoft Corporation

Microsoft Corporation is an American multinational technology company that primarily develops and sells software and operating systems. Its most well-known products are the Windows operating system and Microsoft Office suite. Microsoft has implemented objectives and goals for best practices in relation to climate change, which include achieving carbon neutrality and completely eliminating net emissions from its data centres.

Muenchener Rueckver

Muenchener Rueckver, or Münchener Rück in German, is one of the world's leading reinsurance companies. The Munich-based company has energy efficiency, water management, waste reduction and greenhouse gas reduction programs in place.

Reckitt Benckiser Group Plc

Reckitt Benckiser is a British company that manufactures and distributes pharmaceutical and cleaning products. Formed by the 1999 merger between the British Reckitt & Coleman and Dutch Benckiser, it is now the world's top producer of home cleaning products. The company has specifically set out to increase its revenue through more sustainable products.


SAP is a company that specializes in software design for businesses. It demonstrates good cybersecurity performance and runs labour relations programs that result in higher retention rates than their peers. SAP also seems to be well positioned to provide software services that enable companies to calculate their environmental footprint.

Siemens Gamesa Renewable Energy S.A.

Siemens Gamesa is one of the world's leading producers of wind turbines. The company operates in more than 90 countries and has a workforce of more than 23,000 employees. Siemens Gamesa has a sustainability program that includes a community relations component. The company ensures the transmission of adequate and transparent information and maintains open communication channels with communities and stakeholders close to their facilities.

Swisscom AG

Swisscom is Switzerland's leading telecommunications company. Its environmental performance is outstanding, and it has been generating its own electricity since 2005. It also uses exclusively domestic renewable energy sources.

The Toronto-Dominion Bank

The Toronto-Dominion Bank is considered a leader among Canadian financial institutions in incorporating environmental considerations into its operations.

Vestas Wind Systems

Vestas is a major player in sustainable energy solutions. The company builds and installs wind farms in 79 countries around the world.

Note: UNI makes no claim about future movements in the price of the stocks.
Fact sheets and investment agreements
Term Fact Sheet Investment Agreement
5 years Fact Sheet - Priority Terra (PDF) Investment Agreement - Priority Terra (PDF)


1. The potential annual maximum rate of return varies based on the amount invested.

2. Variable return may be nil at maturity.Your capital is always guaranteed at maturity.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. UNI cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.

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