MUTUAL FUNDS

Invest in the stock market

UNI offers a full range of mutual funds and turnkey solutions. A wide selection of income, growth, socially responsible and specialized funds are available from the largest investment companies in Canada, including:

  • Fidelity Investments
  • Dynamic Funds
  • Renaissance Investments
  • AGF
  • Etc.

What are the advantages of mutual funds?

  • Opportunity to combine several funds to diversify your portfolio;
  • Fund management by reputable fund managers from Canada's largest investment companies;
  • Wide variety of investment options in various sectors, asset classes and geographies (local and international), to meet all of your current and future needs;
  • Tailored to your investor profile, and whatever your financial situation and goals might be, we have a suitable investment product for you.
  • Affordable (low minimum investment) and investment through periodic instalments.

 How to choose mutual funds?

To choose investment funds that are best suited to your needs, first you need to determine your investor profile with help from a mutual funds advisor.

As you know, there are a wide variety of investment products available, so why not seek the expert advice of a financial professional: a mutual funds advisor.

The mutual funds advisor will guide you through the process of building an investment portfolio that is in line with your needs and your financial goals, all in accordance with your investor profile.

In creating your investor profile, the advisor will offer a professional approach to diversifying your investment portfolio, and will ask you about the following: your goals and investment horizon, your personal situation and financial position, your investment knowledge and your risk tolerance. In other words, there are financial products suited to every investor profile, from the most conservative to the most aggressive.

Please don't hesitate to schedule an appointment with your mutual funds advisor. Your advisor will help you make the best choices based on your investor profile, and help you diversify your investment portfolio.

Why diversify your investments?

Diversifying means spreading out your investments among several asset categories, including:

  • Liquidities;
  • Fixed-interest securities (e.g. bonds);
  • Growth stocks (e.g. common stocks).

Invest for success

Yes, security comes at a cost! Reducing your portfolio's level of risk limits its potential performance over the long term. The more stocks in a portfolio, the higher the return. Here is an illustration: 40 years of performance analysis.

COMING SOON: NEW INVESTMENT REPORTS

Helping you understand your returns and the fees associated with your investment

Did you know that the rules governing Canada's investment industry are currently changing to allow you to better understand the return on your mutual funds and their fees?

What fees, you ask? All investment funds have associated fees, including for transactions—purchase, sale, transfer—or for other reasons. They mainly cover management costs. To learn more, read Why are there fees for investment funds?

At Acadia Financial Services, we are proud to work closely with your investment fund advisor, in order to provide you with clear and transparent information.

New annual reports: Your December 31, 2016, statement will include two new reports—a performance report and a charges and compensation report.

The performance report is a summary of your account's performance. It will include:

  • a summary of the overall value, which indicates the value of your account over time;
  • the rate of return on your account, calculated on an annual basis, net of fees.

The charges and compensation report provides details on the costs of your investments, including:

  • the fees charged to your account, including operations fees and transaction fees;
  • amounts paid by third parties, including trading or sales commissions or trailers on investment funds.

Questions? Want to learn more? Contact your investment fund advisor.

Get advice from our experts

Advice that pays off!

Did you know that a successful investment is more than just a series of transactions? Anyone can invest. Studies show that investors who rely on the help and support of a financial professional accumulate far more wealth, are better protected and are far better prepared for retirement and unforeseen events than those who do not seek help.

A qualified financial professional can provide an objective point of view based on knowledge and experience. They can help you discover investment income possibilities that you might not have been aware of.

The advantages of seeking advice from financial professionals: an investment fund advisor

Your investment fund advisor is your greatest asset!

Mutual funds are sold and distributed by Acadia Financial Services Inc. Acadia Financial Services Inc. is a wholly-owned subsidiary of Financière Acadie Inc. which is itself a wholly-owned subsidiary of the Caisse populaire acadienne ltée. * Commissions, trailing commissions, management fees and other expenses may all be associated with mutual fund investments. Please read the prospectus or the Fund Facts before investing. Mutual funds are not guaranteed; their values change frequently and past performance may not be repeated. Unless otherwise stated, mutual fund securities and cash balances are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.