Market-linked guaranteed investments provide a good balance between the security of your capital and attractive returns. The amount you invest is protected and returns can reflect market growth.
These term investments are as safe guaranteed investment certificates and term deposits. Their advantage is that returns are variable and may exceed the posted rates on these types of investments1. Returns are not known ahead of time because they are based on market performance.
UNI also has market-linked guaranteed investments with guaranteed returns, an additional protection if the markets aren't performing well.
Discover in a few clicks which of our guaranteed investments are right for you. Try our Guaranteed Investment Selector.
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Want to tap into the stock markets' growth potential without risking your capital? With market-linked guaranteed investments, you get 2 return options: guaranteed and variable. Plus, your capital is 100% guaranteed!
What is a market-linked guaranteed investment (MLGI)?
MLGIs fit investors who are seeking both security and returns that are higher than the more familiar secure investments (GICs, term savings). They offer a 100% capital guarantee and variable return.
There's an investment for every type of investor. 2 types of markets-linked guaranteed investments available:
With guaranteed and variable returns | |
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Responsible Option Balanced Guaranteed Portfolio | Responsible Option |
Zenitude Guaranteed Portfolio - Balanced | Optimized diversification for a comprehensive portfolio |
Consumer and Health Products Guaranteed Investment | Growth linked to multinationals |
Financial Services Guaranteed Investment | Benefit from the growth of 8 financial groups |
With potentially higher variable returns1 | |
MarketLever Guaranteed Investment | Exclusive product, for a limited-time |
Zenitude-Agressive Guaranteed Portfolio | Optimized diversification for a comprehensive portfolio |
Canadian Market Guaranteed Investment | Benefit from the growth potential of Canadian companies |
American Market Guaranteed Investment | Benefit from the growth potential of major U.S. corporations |
Responsible Options
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Flex-Pay Guaranteed Investment | Potential for interest to be paid annually |
Flex-Pay Guaranteed Investment (Annual potential payment) | Potential for interest to be paid annually |
Diversity Guaranteed Investment | Limited time offer |
Responsible Option Aggressive Guaranteed Portfolio | Responsible Option |
Opportunity Guaranteed Investment – Semiconductor Industry | Responsible Option |
1. Variable return may be nil at maturity. Some investments offer a guaranteed annual return.