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Market-linked guaranteed investments (MLGI)

Market-linked guaranteed investments provide a good balance between the security of your capital and attractive returns. The amount you invest is protected and returns can reflect market growth.

These term investments are as safe guaranteed investment certificates and term deposits. Their advantage is that returns are variable and may exceed the posted rates on these types of investments1. Returns are not known ahead of time because they are based on market performance.

UNI also has market-linked guaranteed investments with guaranteed returns, an additional protection if the markets aren't performing well.

  • Capital 100% guaranteed at maturity2
  • Deposits insured under the terms established by the Canada Deposit Insurance Corporation
  • Designed by experts
  • Protects you against exchange rate fluctuations
  • Guaranteed return available, known at purchase for some investments
  • Potential variable return linked to market growth1
  • No commission or administration fees
  • Entitles you to potential member dividends
  • Terms: 2 years, 3 years, 4 years and 5 years
  • Minimum deposit: $1000
  • Eligible for registered plans (TFSA, RRSP, LIRA, locked-in RRSP, RRIF and LIF) and non-registered plans

Want to tap into the stock markets' growth potential without risking your capital? With market-linked guaranteed investments, you get 2 return options: guaranteed and variable. Plus, your capital is 100% guaranteed!

What is a market-linked guaranteed investment (MLGI)?

MLGIs fit investors who are seeking both security and returns that are higher than the more familiar secure investments (GICs, term savings). They offer a 100% capital guarantee and variable return.


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