SAVE by choosing the plan that best meets your needs.
Do you use mobile, online, ATM or teller banking services? We have the plan for you!
For more details, see the complete guide to fees and services or contact your caisse.
Would you prefer to choose your own plan?
It's simple! You can use AccèsD online or on your MOBILE phone to modify or choose a plan. This feature suggests the best plan for you based on your transaction history.
Do you see a transaction on your account, but don’t know the meaning of the code? Find the description easily with the list of codes.
Log on to AccèsD and click Select a plan, under More options in the right-hand portion of the screen. Your account information will be displayed, including your current plan and number of transactions to date.
Click Change to get plan recommendations1 based on your transaction history. Click Select to select a plan, if appropriate.
The Select a plan function is also available on your mobile device.
The Select a plan feature allows you to:
This table lists the definitions of the 3-character code displayed on your ATM receipts, monthly statements of account or passbook.
Codes marked with an asterisk (*) and preceded with an "I" indicate an inter-Caisses transaction. Transactions with "Caisse" as the access method may either be automated or have been made manually at the caisse.
Code
|
Description
|
Access method
|
Personal
|
Business
|
---|---|---|---|---|
ACC
|
Line of credit administration charge correction
|
Caisse
|
![]() |
|
ADM
|
Service charges
|
Caisse
|
![]() |
![]() |
ATC*
|
ATM withdrawal correction
|
ATM
|
![]() |
![]() |
ATD*
|
ATM deposit
|
ATM
|
![]() |
![]() |
ATI
|
Payment of a bill registered in your file or money transfer to a VISA account
|
ATM
|
![]() |
![]() |
ATL
|
Display 10 most recent transactions
|
ATM
|
![]() |
![]() |
ATP*
|
ATM line of credit payment
|
ATM
|
![]() |
|
ATQ*
|
Fast cash ATM withdrawal
|
ATM
|
![]() |
![]() |
ATT*
|
Transfer between accounts or money transfer at a UNI ATM /Money transfer from VISA cash advance
|
ATM
|
![]() |
![]() |
ATU
|
ATM passbook updating
|
ATM
|
![]() |
|
ATW*
|
ATM withdrawal
|
ATM
|
![]() |
![]() |
AV
|
Loan disbursement
|
Caisse
|
![]() |
![]() |
BNU
|
BONUSDOLLARS rebate
|
Caisse
|
![]() |
|
CAM
|
Account maintenance charges
|
Caisse
|
![]() |
|
CAN
|
Purchase correction or refund correction cancellation
|
Direct payment
|
![]() |
![]() |
CC
|
Certified cheque
|
Caisse
|
![]() |
![]() |
CCB*
|
Bill payment at the counter (with fee)
|
Caisse
|
![]() |
![]() |
CCQ
|
Cheque
|
Caisse
|
![]() |
![]() |
CCR
|
Deposit through clearing
|
Caisse
|
![]() |
![]() |
CEQ
|
Merchant equipment rental charges
|
Direct payment
|
![]() |
|
CFT
|
Funds transfer charges
|
AccèsD Affaires Internet
|
![]() |
|
CGF
|
Business line of credit guarantee administration charges
|
Caisse
|
![]() |
|
CGR
|
Merchandise return credit
|
Direct payment
|
![]() |
![]() |
CHG
|
Canadian exchange rate on foreign ATM transaction
|
ATM
|
![]() |
![]() |
CHQ
|
Cheque
|
Caisse
|
![]() |
![]() |
CIL
|
Capitalized interest on loan
|
Caisse
|
![]() |
![]() |
CLS
|
Closing of account
|
Caisse
|
![]() |
![]() |
CLX
|
Irregular loan or line of credit closing
|
Caisse
|
![]() |
![]() |
CMA
|
Business line of credit administration charges
|
Caisse
|
![]() |
|
CNL
|
NSF loan charges
|
Caisse
|
![]() |
|
CNS
|
NSF cheque charges
|
Caisse
|
![]() |
![]() |
COP
|
Loan or line of credit file - opening charges
|
Caisse
|
![]() |
![]() |
CR
|
Miscellaneous in-caisse deposit
|
Caisse
|
![]() |
![]() |
CRC*
|
Correction for in-caisse deposit
|
Caisse
|
![]() |
![]() |
CRL
|
Loan or line of credit renewal charges
|
Caisse
|
![]() |
![]() |
CRN
|
Returned cheque charges
|
Caisse
|
![]() |
![]() |
CSC
|
Complementary service charges
|
Caisse
|
![]() |
![]() |
CTX
|
Merchant transaction charges
|
Direct payment
|
![]() |
|
DCC
|
Merchant credit card transaction deposit
|
Direct payment
|
![]() |
|
DCH
|
Member dividends on administrative charges
|
Caisse
|
![]() |
![]() |
DDC
|
Direct deposit correction (no fee)
|
Direct payment
|
![]() |
|
DEP*
|
Deposit at the counter with passbook
|
Caisse
|
![]() |
![]() |
DET
|
Deposit - Transfer from other institution
|
Caisse
|
![]() |
![]() |
DIC
|
Direct deposit correction
|
Caisse
|
![]() |
![]() |
DIR
|
Direct deposit
|
Caisse
|
![]() |
![]() |
DIV
|
Member dividends on social capital
|
Caisse
|
![]() |
|
DPD
|
Merchant direct payment deposit
|
Direct payment
|
![]() |
|
DMD
|
Mobile Deposit
|
AccèsD Mobile
|
![]() |
![]() |
DR
|
Miscellaneous in-caisse withdrawal
|
Caisse
|
![]() |
![]() |
DRC*
|
Correction for in-caisse withdrawal
|
Caisse
|
![]() |
![]() |
DTV
|
Deposit - Overdraft transfer from VISA
|
Caisse
|
![]() |
![]() |
DW
|
Direct withdrawal (preauthorized payment)
|
Caisse
|
![]() |
![]() |
DWC
|
Direct withdrawal correction
|
Caisse
|
![]() |
![]() |
DWT
|
Direct withdrawal - Transfer (e.g., investment)
|
Caisse
|
![]() |
|
EDI
|
EDI payroll payment
|
AccèsD Affaires Internet
|
![]() |
|
FIX
|
Fixed service charges
|
Caisse
|
![]() |
![]() |
FWD
|
Deposit carried forward
|
Caisse
|
![]() |
![]() |
GFC
|
Line of credit guarantee monitoring charge correction
|
Caisse
|
![]() |
|
GST
|
Federal sales tax on merchant equipment rental
|
Direct payment
|
![]() |
|
HS
|
Payroll deduction
|
Caisse
|
![]() |
|
HSA
|
Payroll deduction
|
Caisse
|
![]() |
|
HSC
|
Payroll deduction correction
|
Caisse
|
![]() |
|
IDD
|
Direct deposit (no fee)
|
Direct payment
|
![]() |
|
IFT
|
International funds transfer
|
AccèsD Affaires Internet
|
![]() |
|
INC
|
Interest correction
|
Caisse
|
![]() |
![]() |
INT
|
Interest on Personal Chequing Account
|
Caisse
|
![]() |
![]() |
IPS
|
Interest on permanent shares
|
Caisse
|
![]() |
|
LCD
|
Deposit from line of credit
|
Caisse
|
![]() |
![]() |
MEQ
|
Direct Deposit from the Ministère de l'éducation du Québec
|
Caisse
|
![]() |
|
NBD*
|
Deposit at the counter without passbook
|
Caisse
|
![]() |
![]() |
NBW*
|
Withdrawal at the counter without passbook
|
Caisse
|
![]() |
![]() |
NCB*
|
Bill payment at the counter (no fee)
|
Caisse
|
![]() |
![]() |
ODC
|
Overdraft interest charges
|
Caisse
|
![]() |
![]() |
OLD
|
Direct deposit
|
Caisse
|
![]() |
![]() |
OPN
|
Opening of account
|
Caisse
|
![]() |
![]() |
PAP
|
Preauthorized purchase
|
Direct payment
|
![]() |
![]() |
PAW
|
Preauthorized withdrawal
|
Caisse
|
![]() |
![]() |
PMT
|
Loan payment at the counter
|
Caisse
|
![]() |
|
PUR
|
Purchase
|
Direct payment
|
![]() |
![]() |
PWL
|
Purchase with withdrawal
|
Direct payment
|
![]() |
![]() |
RDS
|
Remote Deposit Scanner
|
Web Application
|
![]() |
![]() |
REB
|
Member dividends on savings and loans
|
Caisse
|
![]() |
![]() |
REC*
|
Principal payment on line of credit
(counter, ATM or AccèsD) |
Caisse
|
![]() |
|
RIC*
|
Principal and interest payment on line of credit (counter, ATM or AccèsD)
|
Caisse
|
![]() |
|
RRC
|
Principal and interest payment in arrears
|
Caisse
|
![]() |
![]() |
RTN
|
Returned cheque
|
Caisse
|
![]() |
![]() |
SAL*
|
Salary
|
Caisse
|
![]() |
|
SAT
|
Shared ATM transfer
|
ATM
|
![]() |
|
SCD
|
ATM withdrawal (ATM of another institution)
|
ATM
|
![]() |
![]() |
SCH
|
Special cheque from line of credit
|
Caisse
|
![]() |
![]() |
SEM
|
Multiproject Option service charges
|
Caisse
|
![]() |
|
SER
|
User fees
|
Caisse
|
![]() |
![]() |
SHI
|
Interest on social capital
|
Caisse
|
![]() |
![]() |
SL
|
Direct deposit
|
Caisse
|
![]() |
|
SLC
|
Direct deposit correction
|
Caisse
|
![]() |
|
SSI
|
Interest on surplus shares
|
Caisse
|
![]() |
![]() |
SVI
|
Interest on Regular Savings Account
|
Caisse
|
![]() |
![]() |
TAL
|
Automatic loan or line of credit payment
|
Caisse
|
![]() |
![]() |
TAM
|
Transfer of matured term savings account
|
Caisse
|
![]() |
![]() |
TAP
|
Periodic transfer to or from term savings account
|
Caisse
|
![]() |
![]() |
TDI
|
Interest on term savings account
|
Caisse
|
![]() |
![]() |
TF
|
Transfer between folios (no fee)
|
Caisse
|
![]() |
![]() |
TFC*
|
Inter-Caisse or inter-institution transfer (with fee)
|
Caisse
|
![]() |
![]() |
TFF
|
Transfer between folios (with fee)
|
Caisse
|
![]() |
![]() |
TFI
|
Inter-Caisse or inter-institution transfer (no fee)
|
Caisse
|
![]() |
![]() |
TIC
|
Inter-currency transfer
|
AccèsD and AccèsD Affaires Internet
|
![]() |
![]() |
TMO*
|
Manual transfer at the counter
|
Caisse
|
![]() |
![]() |
TR
|
Automatic transfer within same folio
|
Caisse
|
![]() |
![]() |
TTP*
|
Transfer - Retirement products
|
Caisse
|
![]() |
|
TTR*
|
Transfer between accounts in same folio at the counter
|
Caisse
|
![]() |
![]() |
UPD
|
Passbook updating
|
Caisse
|
![]() |
|
UPI
|
Unpaid overdue interest
|
Caisse
|
![]() |
![]() |
WBT
|
Transfer to UNI folio from other institution
|
AccèsD Internet
|
![]() |
|
WD*
|
Withdrawal at the counter with passbook
|
Caisse
|
![]() |
![]() |
WDT
|
Withdrawal - Money transfer to VISA card
|
AccèsD Internet
|
![]() |
|
WGC
|
CAN-ACT government remittance
|
AccèsD Affaires Internet
|
![]() |
|
WGT
|
GST-QST government remittance
|
AccèsD Affaires Internet
|
![]() |
![]() |
WIT
|
Transfer to or from Build-Up Savings Account
|
AccèsD Affaires Internet
|
![]() |
|
WMT
|
Withdrawal - Money transfer to folio
Deposit - Money transfer |
AccèsD Internet
|
![]() |
|
WVD
|
Money transfer from VISA card
|
AccèsD Internet
|
![]() |
|
WWB
|
Bill payment
|
AccèsD Internet
|
![]() |
|
WWG
|
Government remittance
|
AccèsD Affaires Internet
|
![]() |
|
WWP
|
Line of credit payment
|
AccèsD Internet
|
![]() |
|
WWT
|
VISA transfer or cash advance
|
AccèsD Internet
|
![]() |
|
![]() |