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1. Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unlessotherwise stated, mutual funds, other securities and cash balances are not covered by the Canada DepositInsurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

2. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.