FLEX-PAY GUARANTEED INVESTMENT

Exclusive, limited-time offer


The Flex-pay Guaranteed Investment is an ideal way to diversify your portfolio while protecting the potential interest you earn each year.

Potential annual return1

2.75%

$1,000 to $24,999

3.25%

$25,000 to $249,999

3.50%

$250,000 or more

 

Capital 100% guaranteed at maturity1.

 

To purchase this product:

  • At a business location:
    Use our locator to obtain the telephone number of the advisor at your business location or make an appointment online

  • Online: Log in to AccèsD Internet

 

Learn more

 

  1. The indicated rates of return are the potential annual rates for a 5-year term. The return could be nil for each product year; capital is always guaranteed at maturity. Interest paid every year if the security basket performs as well as or better than its starting value. If the performance is negative, no interest will be paid. There is no guaranteed minimum interest rate and return may be nil at maturity. The maximum annual return rate varies depending on the amount invested. Information on return rates for market-linked guaranteed investments (MLGIs) is provided for information purposes only. The information provided may vary and may be changed at any time without prior notice. UNI does not guarantee its accuracy in any way. The investor should read the investment agreement before investing. It can be viewed at UNI.ca/MLGI. In the event that the information provided on this site differs from the information in the investment agreement, the latter shall prevail. Deposits insured under the terms established by the Canada Deposit Insurance Corporation; for more information, visit www.sadc.ca. This offer is available only during the sale period from July 31 to September 23, 2017.

FLEX-PAY GUARANTEED INVESTMENT (ANNUAL POTENTIAL PAYMENT)

Potential for interest to be paid annually

  • Capital 100% guaranteed at maturity
  • Interest paid every year if the security basket performs as well as or better than its starting value
  • Annual maximum return : between 3% and 3.25%[1], [2]
  • Minimum investment: $25,000

Who should get this investment

Flex-Pay Guaranteed Investment (Annual potential payment) gives you peace of mind, because your capital is fully protected.

This investment is right for you if you want potential returns during the term rather than waiting until your investment matures.

For more details about the investment's features, see the fact sheet (PDF, 139 KB)

Portfolio composition

The reference basket comprises 20 worldwide companies representing a variety of economic sectors. Each company has the same weight in the basket.

Répartition géographique

Fact Sheets and Investment Agreements
Flex-Pay Guaranteed Investment (Annual potential payment)
Investment Amount Fact Sheet Investment Agreement
$25,000 - $249,999 Fact Sheet - Flex-Pay Guaranteed Investment (Annual potential payment) (PDF, 139 KB) Investment Agreement – Flex-Pay Guaranteed Investment (Annual potential payment) (PDF, 73 KB)
$250,000 or more Fact Sheet - Flex-Pay Guaranteed Investment (Annual potential payment) (PDF, 139 KB) Investment Agreement – Flex-Pay Guaranteed Investment (Annual potential payment) (PDF, 74 KB)

 

1. Variable return may be nil at maturity.Your capital is always guaranteed at maturity.

2. The potential annual maximum rate of return varies based on the amount invested.

Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. UNI cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail.

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