Since the last hike in September, the key interest rate is now 3.75%. This remarkable increase reflects the Bank of Canada’s desire to rein in skyrocketing inflation, which is at a record high of well over 7%.
Read the blogIt’s never too early to learn how to be smart with money! For more than 75 years now, the School Caisse program has been helping children achieve financial independence.
Read the blogThe less is best concept has been gaining popularity, particularly among the younger generation.
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Read the blogAsk yourself the following questions before making any purchase:
Is this really a need?
Can I buy it second hand?
Can I wait for it to go on sale?
Would a less expensive version be ok?
Being aware of your real needs leads us to make thoughtful choices about our consumption habits. The goal is not to deprive yourself, but to prioritize.
Evaluate your spending habits by creating a detailed list of your expenses and incomes.
The "Budget Calculator" tool can give you the hand you need.
Following a budget is not always easy, but it is the starting point of good financial management.